Month: January 2025

When someone lives paycheck to paycheck, it means they must spend all of their earnings on necessities each month. Necessities include rent or mortgage payments, utilities, groceries, transportation and similar expenses. The individual has no money left for savings or...

People who are in debt often tire of dealing with collection attempts from their creditors. These can make it stressful to check the mail, texts or direct messages. Even answering the phone or the door may invoke stress.  Once a person decides that they can’t afford...