If you find yourself in debt, you will also likely find yourself dealing with debt collectors. In most cases, they will follow the Fair Debt Collection Practices Act (FDCPA) well. In other cases, though, they may attempt to say or do things to get their money faster,...

Credit cards are an important part of establishing a solid credit history, which helps with home purchases and loan procurement. However, using credit incorrectly can lead to many poor financial outcomes, including bankruptcy. That is why you must use your credit card...

Inflation has caused the cost of many everyday items to skyrocket, forcing many Massachusetts residents to scrimp. Obviously, though, you cannot scrimp on the essential items you need to survive. If you cannot pay in cash, it might be tempting to grab a credit card....

Bankruptcy often gets a bad rap because too much focus centers on what you lose. However, this unique solution allows you to start over and improve your financial habits. One repercussion of filing for bankruptcy is its impact on your credit score. With the right...

Debt is a burden that can severely impact your life. When bills and loans pile up, it can seem impossible to get out of debt. If you are buried in debt, you may be considering filing bankruptcy. This can be intimidating, but it can be a positive step toward improving...

A job loss, divorce, serious illness or another difficult life situation may have forced you to go into significant debt. And if you decided to declare bankruptcy, this legal filing may have provided a financial way forward. But one of the effects of bankruptcy is...

Anyone can fall into financial distress. Even those who do everything right can find themselves in trouble. If you become caught in an inescapable fiscal bind, bankruptcy offers a fresh start. The government recognizes six unique classifications of bankruptcies. Of...

Running a business, large or small, is a massive endeavor that revolves around several key aspects of the market. Much of this is out of your hands, which is why it is important to understand the best strategies for reacting to them. Sometimes those factors risk or...

When dealing with debt collection, it is important to understand the rights you hold and the lines debt collectors cannot cross. They may attempt to circumvent these laws and overstep lines without you even knowing. One of the first things you should keep an eye out...

If you count yourself among those facing mounting medical debt in Massachusetts, know that you are not alone. Research shows that unpaid medical bills have become the leading cause of bankruptcy filings across the United States. Furthermore, unpaid medical debt may...