Those who suffered through a high-conflict marriage feel relieved once their divorce is over. However, if you have children with your ex, do not expect all of your conflict to end. Sharing kids usually means that you will still have to deal with your ex to some degree.
There are many reasons for a financial crisis such as the loss of a job or a medical emergency. It is typically impossible to predict these life-changing events and the financial damage they cause. When the time comes to remedy this financial damage, many people consider filing a Chapter 7 bankruptcy.