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Running a small business in Massachusetts costs money before it makes money. Rent in Boston, Worcester or Springfield climbs every year. Payroll taxes and health insurance mandates add pressure, too. When cash runs short, many owners reach for quick loans or merchant...
If a former employee just left for a competitor, you may be counting on the non-compete they signed to protect your business. A signature alone does not make it binding under Massachusetts law, and a small gap in how you drafted or delivered it could mean it will not...
Losing a job does not necessarily mean that someone will get to the point of declaring bankruptcy. Nonetheless, job loss is one of the leading causes of bankruptcy. Here is how job loss can lead to filing for bankruptcy: Significant financial strain Typically, when...
Many Americans are in debt, and those debts can come from a variety of reasons. For some individuals, the debt load becomes more than they can handle. If that’s the position you’re in, you may be considering bankruptcy. Bankruptcy is a legal process that makes it...
Chapter 7 bankruptcy filings have provided relief for many people over the years. In 2025, for example, 333,321 people successfully filed for Chapter 7. Not every bankruptcy petition is approved, however, so it’s vital to understand some of the things that could...
Many people delay asking about bankruptcy because they assume their income is too high. They may have a steady paycheck, a spouse who works or a household income that looks comfortable on paper. At the same time, credit cards, medical bills, personal loans or missed...
Bankruptcy provides financial relief for people who accrue excessive debt or who have a sudden drop in income. Successful personal bankruptcy filings can eliminate certain debts through the discharge granted by the courts. For many people, a single bankruptcy filing...
A Chapter 7 bankruptcy is also known as a liquidation bankruptcy. People may need to liquidate some of their property before the courts will grant them a discharge of the remaining amount they owe. The law allows for certain exemptions that protect assets from forced...
In civil litigation, a frivolous lawsuit is a legal action that has no reasonable or factual basis. In other words, it’s a lawsuit unsupported by law or filed for an improper purpose, such as harassment, delay or pressure tactics. It’s worth noting that a weak case is...
People may accrue substantial medical debt because they don't have health insurance. Even those with insurance are theoretically at risk of massive medical debts. Needing care from an out-of-network provider could result in tens of thousands of dollars in medical...