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Businesses use contracts as the backbone of mutual transactions. These agreements have specific terms that govern various aspects of the deal. If either party doesn’t meet the terms they agreed to as part of the agreement, the contract is breached. A breach of...
A Chapter 13 bankruptcy plan is a contract with the court and your creditors, designed around your specific financial picture at the time of filing. When that picture changes, whether for the better or worse, the established repayment terms may no longer be accurate....
It is quite possible that bankruptcy filings will increase in the next few months or years. When the economy struggles, there is often an increase in consumer bankruptcies. Things get more expensive, and people cannot afford the debt that they have. Workers may...
Chapter 13 bankruptcy requires years of commitment to a payment plan. It is a much longer process than Chapter 7 bankruptcy. Each person contemplating bankruptcy has unique circumstances that influence the best approach to the process. There are numerous circumstances...
Contracts are the lifeblood of businesses, as they control working relationships. Companies often negotiate contracts with parties ranging from staff members and suppliers to clients or customers. Disputes about contracts are relatively common in the business world....
Making the decision to file for bankruptcy usually occurs after you realize that you simply can’t keep making payments on your regular bills and your credit accounts. This is a major decision that often introduces many questions. One of those questions might be what’s...
Medical bankruptcy is not a separate type of bankruptcy. Instead, it refers to cases where overwhelming medical bills are the main reason someone files. Many people need emergency care that they did not expect and could not plan for. Suddenly, they owe hundreds of...
Filing for bankruptcy is a significant financial step that can raise concerns about your credit. Many people fear that it will permanently damage their ability to secure loans or credit. While bankruptcy certainly impacts your credit score, the damage is not...
The decision to file for bankruptcy is one that can have a major financial impact. It’s one way to address collection attempts and bills that just won’t stop coming, even though you don’t have the money to pay them. Filing bankruptcy is a legal way to address these...
Social media has transformed how people communicate, share ideas and discover trends. While it has created opportunities for businesses and individuals alike, it has also become a driving force behind lifestyle choices that can lead to financial trouble. Many users...