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When you file a personal bankruptcy, some of your assets are going to be exempt. But if you use Chapter 7, then you have to liquidate your non-exempt assets. For example, your main vehicle may be exempt because it is a necessary means of transportation, but a...
Business partnerships can be exhilarating – particularly at the beginning when everything is new and the spirit of cooperation is high. However, business relationships are like any other, and they can end up strained and counterproductive when two people stop feeling...
There has been a massive jump in credit card debt over the last three years. In 2021, this debt was right around $750 billion, when looking at the total debt for all Americans. But it skyrocketed and broke the $1 trillion mark in the final quarter of 2023. This was a...
Head injuries are injuries that occur to the scalp, skull or brain and can range from mild concussions to severe trauma. While you may recover easily from a mild concussion, severe trauma to the head will probably require specialized medical attention and can result...
Marriage is a journey embarked upon in ways usually influenced by hope, love and commitment. Unfortunately, amidst the euphoria of tying the knot, many newlyweds overlook the potential pitfalls that could jeopardize their marital bliss. Any newly married couple can...
If you’ve been reading up on bankruptcy as you consider whether this is the best choice for you, you’ve likely come across a lot of new and confusing terms. They may even sound like they mean the same thing when they don’t. Two words used frequently when discussing...
Massachusetts law allows debtors to claim exemptions for some of their assets. You may, for example, claim a homestead exemption to protect your primary residence if you file for Chapter 7 bankruptcy. The Secretary of the Commonwealth of Massachusetts website notes...
Individuals struggling with overwhelming debt may find Chapter 7 bankruptcy to be a viable option. However, it is important to note that the courts will not discharge all debts in bankruptcy. To consider bankruptcy as a debt relief option, understanding...
If you find yourself in debt, you will also likely find yourself dealing with debt collectors. In most cases, they will follow the Fair Debt Collection Practices Act (FDCPA) well. In other cases, though, they may attempt to say or do things to get their money faster,...
Inflation has caused the cost of many everyday items to skyrocket, forcing many Massachusetts residents to scrimp. Obviously, though, you cannot scrimp on the essential items you need to survive. If you cannot pay in cash, it might be tempting to grab a credit card....