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Chapter 7 bankruptcy filings have provided relief for many people over the years. In 2025, for example, 333,321 people successfully filed for Chapter 7. Not every bankruptcy petition is approved, however, so it’s vital to understand some of the things that could...
Many people delay asking about bankruptcy because they assume their income is too high. They may have a steady paycheck, a spouse who works or a household income that looks comfortable on paper. At the same time, credit cards, medical bills, personal loans or missed...
Bankruptcy provides financial relief for people who accrue excessive debt or who have a sudden drop in income. Successful personal bankruptcy filings can eliminate certain debts through the discharge granted by the courts. For many people, a single bankruptcy filing...
A Chapter 7 bankruptcy is also known as a liquidation bankruptcy. People may need to liquidate some of their property before the courts will grant them a discharge of the remaining amount they owe. The law allows for certain exemptions that protect assets from forced...
In civil litigation, a frivolous lawsuit is a legal action that has no reasonable or factual basis. In other words, it’s a lawsuit unsupported by law or filed for an improper purpose, such as harassment, delay or pressure tactics. It’s worth noting that a weak case is...
People may accrue substantial medical debt because they don't have health insurance. Even those with insurance are theoretically at risk of massive medical debts. Needing care from an out-of-network provider could result in tens of thousands of dollars in medical...
Partnerships rely on a foundation of mutual trust and specific legal obligations. You expect your partner to act in the best interest of the company at all times. However, financial discrepancies or secretive behavior can suggest a serious legal problem. It is...
You're drowning in debt. The bills keep piling up. You've heard bankruptcy can wipe the slate clean. However, here's the hard truth: filing for bankruptcy won't stop your child support payments. Many people believe bankruptcy eliminates every monthly obligation. This...
Debt problems do not begin with the intention of filing for bankruptcy. However, when your bills grow faster than your ability to pay, Chapter 7 bankruptcy can become a path toward relief. Chapter 7 bankruptcy is a legal process that allows you to erase common debts,...
Entrepreneurs excited about business concepts often rush forward to start their companies as quickly as possible. They want to corner the market before someone else has the same idea. Unfortunately, some brilliant ideas come before the public is ready for them....