Bankruptcy

When dealing with crushing debt, you need a caring and considerate financial counselor and legal help at your side. What you do not need is a debt collector hounding you day and night for your money. Debt collector harassment often gets press for forcing victims of...

When you struggle with debt and the possibility of bankruptcy, you already have enough worries on your mind. Harassment is the last thing you need to deal with on top of that. While there are laws in place to protect people like you while handling debt, it is not...

Bankruptcy courts may discharge most consumer debts including credit cards, certain medical expenses and personal loans. Debts that filers may still have an obligation to pay include a mortgage and student loans.  Bankruptcy generally does not discharge debts not...

The most common choices when filing bankruptcy are Chapter 7 and Chapter 13. To file Chapter 7, you must meet eligibility requirements. The U.S. Courts explain you must meet a means test under bankruptcy law to file this type of case among meeting other requirements....

You filed bankruptcy for relief from creditors that have been calling and sending notices to you for months. Now, the idea of meeting with them may feel daunting. However, the 341 meeting with creditors is one of the primary components of the bankruptcy process,...

Filing for bankruptcy gives you the opportunity to reassess your finances and start with a clean slate. Without the pressure of overwhelming debt, you can focus your effort on developing healthier financial habits. You may feel uneasy spending any money during or...

Before people file for Chapter 7, they usually have to attend credit counseling. As people look for a counselor, there are several factors they should consider.  A credit counselor can help people understand all their financial options. According to Nerd Wallet, these...

If you struggle with debt you cannot afford, you can go through the bankruptcy process and keep many of your assets. Massachusetts law establishes exempt property that you can retain in a bankruptcy filing.  Review the common property exemptions that may apply if you...

Having your finances spin out of control is stressful on its own, but if you are also facing constant calls and threats from creditors, you may be at your wit’s end. You may be exploring the idea of filing for bankruptcy to help get things back on track. If you do,...

Once you file for bankruptcy, you may feel a sense of relief. It can be the best possible move to make if you have serious financial struggles. Because of the automatic stay, it also provides you with at least temporary protection that can enable you to get your...