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The decision or whether or not you should file for bankruptcy is never easy. Bankruptcy is a serious financial decision that many people wrongly associate with financial ruin. In reality, bankruptcy helps millions of people eliminate inescapable debt and get their...
In 1986, Congress enacted Chapter 12 bankruptcy in response to the poor economic conditions of family farmers and family fishermen. The bankruptcy addresses the challenges these families face, such as the unpredictable cost of land, weather and commodity prices. The...
Depending on your financial situation, filing a Chapter 7 bankruptcy may help you get back on your feet financially. However, many people worry about potentially losing their home or other vital assets through the process of a liquidation bankruptcy. However, while it...
After declaring bankruptcy, some people may feel hopeless and helpless. Although they no longer have mounds of debt, their credit score takes a big dip and it is hard to borrow money. The good news is the effects of bankruptcy do not have to last a long time. It...
All across the United States and the world, people are struggling to figure out how to shift their lives to accommodate the coronavirus pandemic. It seems that nobody is immune to the impact that the outbreak is having on society, but the effects may vary greatly from...
Although bankruptcy will lower your credit score, most individuals who file can qualify for a new home loan within a few years. Different lenders and types of mortgages have different guidelines about approving clients with a previous bankruptcy. If you are struggling...
Financial struggles can easily leave people in Andover facing mountains of debt. The trouble is that the actions creditors often take in trying to recoup debt can driver debtors deeper and deeper into the hole. In some cases, personal bankruptcy may be the best...
If your debt situation has reached the point where you have begun to think that bankruptcy may be your only option, you need to know about the two main types of bankruptcy especially designed for individuals. As FindLaw explains, Chapter 7 and Chapter 13 both provide...
Considering whether bankruptcy might give you the relief you desperately need? If so, you may be thinking about doing so because the constant barrage of calls and communications from your creditors has become increasingly overwhelming, and you want to get them off...
On behalf of Feinman Law Offices on Tuesday, September 17, 2019. A lot of citizens of Massachusetts feel awful about contemplating bankruptcy. For some, the thought is as anxiety-producing as the debt spiral that got them looking into bankruptcy in the first place....